UBO and beneficial-ownership reports
Overview. A UBO (ultimate beneficial owner) report identifies the real people who ultimately own or control a company or trust, often behind several layers of other entities. In IdentityCheck, UBO reports are part of KYB Command and are delivered through CreditorWatch. Once the capability is enabled on your account, you run a UBO report from a HubSpot company record: IdentityCheck runs the report, uploads the PDF to HubSpot Files, and writes the report link and score back onto the company. This is a paid-plan feature enabled on request.
What a UBO report is for
AML rules require you to identify and verify the beneficial owners of an entity client, not just the entity itself. A beneficial owner is the real person or people who ultimately own or control a company or trust, sometimes behind several layers of ownership. A UBO report surfaces that ownership chain so you can see who is really behind the entity and keep it as evidence. For plain-English definitions of UBO and related terms, see the AML/KYC glossary.
This sits in the Verify workflow: for individuals you run identity verification; for entities you run KYB (know your business) and beneficial-ownership checks, written back to the record.
What CreditorWatch reports are available
If your account has CreditorWatch enabled, you can run these company reports and monitoring from a HubSpot company:
- UBO (KYB/UBO) report, the ultimate beneficial ownership of the company.
- Credit report, the company's credit file.
- Credit score, the company's credit score.
- ASIC report, the ASIC company data.
- Credit risk monitoring and alerts, ongoing monitoring you can switch on for a company.
For each report, IdentityCheck runs the check, uploads the report PDF to HubSpot Files, and writes the report link and score back onto the company record, so your evidence lands in the system you already use.
How to run a UBO report
Once CreditorWatch and KYB Command are enabled on your account:
- Open the company record in HubSpot for the entity you want to check.
- Trigger the UBO (KYB/UBO) report from that company record.
[VERIFY: exact name and location of the control on the HubSpot company record used to trigger a CreditorWatch UBO report, for example a specific card, button or property.] - IdentityCheck runs the report through CreditorWatch, uploads the report PDF to HubSpot Files, and writes the report link and score back onto the company.
- Open the report link on the company record to review the beneficial-ownership detail, and keep the PDF as your evidence.
[VERIFY: whether UBO and CreditorWatch reports can be run anywhere other than a HubSpot company record, for example directly in the IdentityCheck app or from another integration. Current source material only describes running them from a HubSpot company.]
How to switch it on
UBO reports are part of KYB Command, which is a paid-plan feature (available on any paid tier) that is enabled on request rather than on by default. To turn it on, raise a support ticket with StackGo and we enable CreditorWatch and KYB Command for your account.
This is a deliberately narrow, business-level capability. Individual-level PEP and sanctions screening still happens on the person, through the normal KYC and Tranche 2 contact flow, not through these company reports. For the wider HubSpot setup, see Connecting HubSpot.
[VERIFY: the exact cost of a UBO report to the firm and whether it is billed per report or bundled, so support can quote it accurately. Do not publish a price that has not been confirmed against the canonical pricing.]
Privacy and security. A UBO report contains information about real, identifiable people. Download and store it only where you genuinely need to, keep it secure, and follow your firm's data-handling and retention policy.
Frequently asked
How do I run a UBO report? UBO reports are part of KYB Command, delivered through CreditorWatch. Once the capability is enabled on your account, you trigger a UBO (KYB/UBO) report from a HubSpot company record. IdentityCheck runs the report, uploads the PDF to HubSpot Files, and writes the report link and score back onto the company.
What is a UBO report for? A UBO (ultimate beneficial owner) report identifies the real people who ultimately own or control a company, often behind layers of other entities. AML rules require you to identify the beneficial owners of an entity client, not just the entity itself, so the report is evidence for that obligation.
How do I switch UBO reports on? UBO and the other CreditorWatch reports are a paid-plan feature (available on any paid tier) enabled on request. Raise a support ticket with StackGo and we enable CreditorWatch and KYB Command for your account. They are off until you ask for them.
Where does the report end up? IdentityCheck uploads the report PDF to HubSpot Files and writes the report link and score back onto the HubSpot company record, so the evidence sits on the company you already keep in HubSpot.